Gaya APA

Hadinoto,Soetanto;Retnadi,Djoko, . (2007). Micro Credit Challenge . Jakarta: PT. Elex Media Komputindo.

Gaya MLA

Hadinoto,Soetanto;Retnadi,Djoko, . "Micro Credit Challenge". Jakarta: PT. Elex Media Komputindo, 2007. Text.